School-Based Scholarships and Loans

Through our scholarship and loan repayment programs, we fund schools to help disadvantaged students pursue degrees in the health professions. We encourage them to deliver health care in communities where people lack access to basic health care needs.

Check with your school financial aid office to see if your school participates in these programs and if you are eligible.

What Programs Do We Offer?

Scholarships for Disadvantaged Students (SDS Program)

We provide grants to schools who use the funding for scholarships to students from disadvantaged backgrounds, enrolled in health professions programs. Find out if your school participates in the SDS program.

Access our Technical Assistance resources for the SDS Program.

Loans for Disadvantaged Students (LDS Program)

We fund selected schools to provide long-term, low-interest loans to disadvantaged students who pursue a degree in allopathic medicine, osteopathic medicine, podiatry, dentistry, optometry, pharmacy, or veterinary medicine. Find out if your school participates in the LDS program.

Access our Technical Assistance resources for the LDS program.

Health Professions Student Loans (HPSL)

We provide grants to participating schools to offer long-term, low interest loans to needy students, enrolled full-time or half-time in a dentistry, optometry, pharmacy, podiatric, or veterinary medicine.  Find out if your school participates in the HPSL program.

Access our Technical Assistance resources for HPSL.

Nursing Student Loans (NSL)

We fund participating schools to offer long-term, low-interest loans to full-time, disadvantaged students pursuing a diploma, associate, baccalaureate or graduate degree in nursing. Find out if your school participates in the NSL program.

Access our Technical Assistance resources for NSL.

Nurse Faculty Loan Program (NFLP)

We fund participating schools to operate a loan fund to assist registered nurses in completing their graduate education to become qualified nurse faculty. The program also offers partial loan forgiveness of up to 85% of the loan amount over four years to borrowers who graduate and serve full-time as nursing faculty in any accredited school of nursing. Find out if your school participates in the NFLP program.

Access our Technical Assistance resources for NFLP.

Primary Care Loans (PCL)

We fund participating schools to provide long-term, low-interest rate loans to full-time, needy students to pursue a degree in allopathic or osteopathic medicine. Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken out while attending that school. 

Students who receive loans must agree to:

  • enter and complete residency training in primary care within four years after graduation, and
  • practice in primary care for the life of the loan.

Find out if your school participates in the PCL program.

Read Frequently Asked Questions (PDF - 123 KB) and access our access our Technical Assistance resources for the PCL program.

Date Last Reviewed:  October 2016