School-Based Loans and Scholarships

Through our scholarship and loan programs, HRSA funds schools to help students pursue degrees in health professions. Students who receive these scholarships and loans are encouraged to deliver health care in communities where people lack access to basic health care needs.

Applications for loan programs due February 29, 2020:

We have different loan programs that academic institutions that are training health profession students may apply to. If approved and provided, HRSA funds the academic institutions to then make long-term, low interest loans available to students.

I am an academic institution. How do I apply?

For applications, contact the project officer listed below.

I’m a student. Am I eligible to apply?

Hundreds of academic institutions currently have this funding available for students. Contact your financial aid office to see if they currently participate, and for more details.

What programs do we offer?

Scholarships for Disadvantaged Students (SDS Program)

We provide grants to schools who use the funding for scholarships to students from disadvantaged backgrounds, enrolled in health professions programs.

Access our Technical Assistance resources for the SDS Program.

Loans for Disadvantaged Students (LDS Program)

We fund selected schools to provide long-term, low-interest loans to disadvantaged students who pursue a degree in allopathic medicine, osteopathic medicine, podiatry, dentistry, optometry, pharmacy, or veterinary medicine.

Access our Technical Assistance resources for the LDS program.

Contact Devonaline Horne.

Health Professions Student Loans (HPSL)

We fund participating schools to offer long-term, low interest loans to needy students, enrolled full-time or half-time in a dentistry, optometry, pharmacy, podiatric, or veterinary medicine.

Access our Technical Assistance resources for HPSL.

Contact Hai Le.

Nursing Student Loans (NSL)

We fund participating schools to offer long-term, low-interest loans to full-time, disadvantaged students pursuing a diploma, associate, baccalaureate or graduate degree in nursing.

Access our Technical Assistance resources for NSL.

Contact Jerry Locklear (Associate, Diploma, and Graduate Programs) or Chris Grosso and Nicklaus Spruill (Baccalaureate Program).

Primary Care Loans (PCL)

We fund participating schools to provide long-term, low-interest rate loans to full-time, needy students to pursue a degree in allopathic or osteopathic medicine.

Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken out while attending that school. 

Students who receive loans must agree to both of the following:

  • Enter and complete residency training in primary care within four years after graduation.
  • Practice primary care for ten years or until the loan is paid in full, whichever occurs first.

Read Frequently Asked Questions (PDF - 123 KB) and access our access Technical Assistance resources for the PCL program.

Contact Jim Essel.

Date Last Reviewed:  January 2020