Primary Care Loans (PCL)

Students must pursue a doctoral degree full-time in either

• Allopathic medicine; or
• Osteopathic medicine.

Is my school eligible for the PCL?

Your school is eligible if it offers a degree in allopathic or osteopathic medicine. 

How do I apply for the PCL?

1. Read the SF424 instructions (PDF - 290 KB) and fill out the SF424 form (PDF - 144 KB)
   • If you receive an error stating the document requires Adobe Reader 8 or higher, open the document in Adobe and select "Enable All Features" to view the document.
2. Complete the Application to Participate in the Primary Care Loans (PCL) Program (PDF - 45 KB) 
3. Submit the SF424 and program application to the program officer.

Who do I contact about the PCL program?

Email PCL Program Officer Jim Essel.

Can we help students pay off other loans?

You may increase loans to 3^rd and 4^th year students. They can use this to repay outstanding balances on other loans they’ve taken out while attending your school.

What do you require of students who receive a primary care loan?

Students must

• Enter and complete residency training in primary care within four years after they graduate.
• Practice primary care for ten years or until they pay off the loan in full, whichever occurs first.

Read PCL: Frequently Asked Questions.