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For Schools: Apply for a Loan Program

These loan programs are for public schools and educational institutions only.

We offer four loan programs to schools. Schools then offer loans to students in need who pursue a health professions degree. Each loan is long-term and low interest.

Students then deliver health care to people who lack access to primary health care services.

Health Professions Student Loans (HPSL)

Students can be going to school full- or part-time. They must be pursuing one of these degrees:

  • Doctor of Dentistry
  • Bachelor or Doctor of Science in Pharmacy
  • Doctor of Podiatric Medicine
  • Doctor of Optometry
  • Doctor of Veterinary Medicine

Is my school eligible for the HPSL?

Your school is eligible if it offers degrees in one of these disciplines:

  • Podiatry
  • Dentistry
  • Optometry
  • Pharmacy
  • Veterinary

How do I apply for the HPSL?

Use the Application to Participate in the Health Professions Students Loan (HPSL) Program (PDF - 62 KB)

Who do I contact about the HPSL program?

Email HPSL Program Officer Hai Le.

Loans for Disadvantaged Students (LDS)

Students must be pursuing one of these degrees:

  • Doctor of Allopathic Medicine
  • Doctor of Osteopathic Medicine
  • Doctor of Dentistry
  • Bachelor or Doctor of Science in Pharmacy
  • Doctor of Podiatric Medicine
  • Doctor of Optometry
  • Doctor of Veterinary Medicine

Is my school eligible for the LDS?

Your school is eligible if it offers degrees in one of these disciplines:

  • Allopathic/Osteopathic
  • Podiatry
  • Dentistry
  • Optometry
  • Pharmacy
  • Veterinary

How do I apply for the LDS?

Use the Loans for Disadvantaged Students (LDS) Program Application (PDF - 206 KB)

Who do I contact about the LDS program?

Email LDS Program Officer Devonaline Horne.

Nursing Student Loans (NSL)

Students must be pursuing a diploma full-time. Their diploma must result in

  • An associate degree
  • A baccalaureate degree
  • A graduate degree 

Is my school eligible for the NSL?

Your school is eligible if it offers a degree in nursing.

How do I apply for the NSL?

Use the Application to Participate in the Nursing Student Loan (NSL) Program (PDF - 28 KB)

Who do I contact about the NSL program?

For questions about associate, diploma, and graduate programs, email NSL Program Officer Jerry Locklear

For questions about the baccalaureate program, email NSL Program Officer Nicklaus Spruill.

Primary Care Loans (PCL)

Students must pursue a doctoral degree full-time in either

  • Allopathic medicine; or
  • Osteopathic medicine.

Is my school eligible for the PCL?

Your school is eligible if it offers a degree in allopathic or osteopathic medicine. 

How do I apply for the PCL?

Use the Application to Participate in the Primary Care Loans (PCL) Program (PDF - 41 KB) 

Who do I contact about the PCL program?

Email PCL Program Officer Jim Essel.

Can we help students pay off other loans?

You may increase loans to 3rd and 4th year students. They can use this to repay outstanding balances on other loans they’ve taken out while attending your school.

What do you require of students who receive a primary care loan?

Students must

  • Enter and complete residency training in primary care within four years after they graduate.
  • Practice primary care for ten years or until they pay off the loan in full, whichever occurs first.

Read PCL: Frequently Asked Questions.

How to contact us

Are you part of your school's financial aid team? Sign up for our loan program updates.

Call: 1-800-221-9393

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