School-Based Loans and Scholarships

Through our scholarship and loan repayment programs, we fund schools to help students pursue degrees in health professions.

We encourage them to deliver health care in communities where people lack access to basic health care needs.

Determine if your school participates in these programs, and if you are eligible, by checking with your school's financial aid office.

What programs do we offer?

Scholarships for Disadvantaged Students (SDS Program)

We provide grants to schools who use the funding for scholarships to students from disadvantaged backgrounds, enrolled in health professions programs.

Access our Technical Assistance resources for the SDS Program.

Loans for Disadvantaged Students (LDS Program)

We fund selected schools to provide long-term, low-interest loans to disadvantaged students who pursue a degree in allopathic medicine, osteopathic medicine, podiatry, dentistry, optometry, pharmacy, or veterinary medicine.

Access our Technical Assistance resources for the LDS program.

Health Professions Student Loans (HPSL)

We fund participating schools to offer long-term, low interest loans to needy students, enrolled full-time or half-time in a dentistry, optometry, pharmacy, podiatric, or veterinary medicine.

Access our Technical Assistance resources for HPSL.

Nursing Student Loans (NSL)

We fund participating schools to offer long-term, low-interest loans to full-time, disadvantaged students pursuing a diploma, associate, baccalaureate or graduate degree in nursing.

Access our Technical Assistance resources for NSL.

Primary Care Loans (PCL)

We fund participating schools to provide long-term, low-interest rate loans to full-time, needy students to pursue a degree in allopathic or osteopathic medicine.

Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken out while attending that school. 

Students who receive loans must agree to both of the following:

  • Enter and complete residency training in primary care within four years after graduation.
  • Practice primary care for ten years or until the loan is paid in full, whichever occurs first.

Read Frequently Asked Questions (PDF - 123 KB) and access our access Technical Assistance resources for the PCL program.

Date Last Reviewed:  July 2019